Cookie Policy

This Cookie Policy explains how Lumin Pro Ltd. ("Lumin", "we", "us", or "our") uses cookies and similar technologies on lumin.pro (the "Site"). We are committed to respecting your privacy and complying with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and the Privacy and Electronic Communications Regulations (PECR).

1Data controller

The data controller responsible for your personal data is:

Lumin Pro Ltd.
66 Paul Street, London, EC2A 4NA
Email: privacy@lumin.pro

2What are cookies?

Cookies are small text files placed on your device when you visit a website. They allow a website to recognise your device and store information about your preferences or past actions.

We use one cookie and a small amount of browser storage, all of it first-party: set by Lumin and read only by Lumin. No third-party cookies are set on the Site.

3Legal basis for cookies

Under PECR and UK GDPR, the legal basis for our use of cookies depends on their purpose:

Strictly necessary and functional cookies do not require consent. They are essential for the Site to function, or exist only because of something you did, such as saving a draft or choosing a setting.
Analytics and advertising cookies require your consent. We don't currently use either. You can choose whether to allow advertising cookies through the cookie banner or Settings > Cookie preferences in the Lumin app, and withdraw consent at any time. If we ever add analytics or advertising cookies, we will ask for your consent before using them.

4Cookies we use

As well as one cookie, we keep a few small items in your browser’s storage on your device. UK rules (PECR) treat these in the same way as cookies, so we list them here too. There are two kinds:

Local storage stays on your device until it is cleared. We clear the personal items when you sign out, as shown below, and you can clear the rest through your browser settings.
Session storage is cleared automatically when you close the tab or app.

Everything listed is first-party: it is set by Lumin, read only by Lumin, and never sent to anyone else.

4a. Strictly necessary

These are essential for the Site to work and cannot be turned off. They are set in response to your actions, such as signing in or choosing your cookie preferences.

Name	Purpose	Stored in	How long
`PHPSESSID`	Keeps you signed in	Cookie	90 days, or until you sign out
`cookie_consent_accepted`, `cookie_preferences`	Remember that you have answered the cookie banner, and the choices you made	Local storage	Until cleared

4b. Functional

These remember your preferences and settings, your place in the app, and things you are working on. They are always on, because each one exists only because of something you did.

Name	Purpose	Stored in	How long
`post_draft`	Saves a post you have started but not published	Local storage	7 days, or until you sign out
`scratchpad_content`	Saves the text in your scratchpad	Local storage	Until you sign out
`scratchpad_height`	Remembers the size of your scratchpad	Local storage	Until cleared
`recentSearches`	Lists your recent searches	Local storage	Until you sign out
`focused_*`	Remember your filters for the Focused feed	Local storage	Until you sign out
`daily_challenge_dismissed`	Remembers that you hid today’s challenge	Local storage	Until you sign out
`seen_custom_subline_id`	Remembers which dashboard announcement you have already seen	Local storage	Until you sign out
`lumin_company_verif_state`	Keeps a company verification in progress if you reload the page	Local storage	Until it completes, or you sign out
`decoder_sound`, `decoder_motion`, `decoder_hard`, `decoder_training`	Remember your Decoder settings	Local storage	Until cleared
`decoder_live`	Remembers your Decoder record for its start screen	Local storage	Until you sign out
`decoder_training_state`	Saves a Decoder Training game in progress	Local storage	Until you sign out
`lumin-pending-update`	Remembers that an app update is ready to install	Local storage	Until the update is installed
`feed_mode`, `feed_scroll_`, `feed_offset_`, `pscroll_*`	Keep your place on the feed and other pages as you move around	Session storage	Until you close the tab or app
`mp_cache`, `mp_cache_at`, `news_cache`, `econ_cache`	Hold recent market prices, headlines and the economic calendar briefly, so they load quickly	Session storage	Until you close the tab or app
`lumin_transition_carryover`, `sw-updating`	Smooth the screen change after signing in or updating the app	Session storage	Until you close the tab or app

4c. Analytics cookies

We don't currently use analytics cookies, or any analytics tool that stores information on your device.

4d. Advertising cookies

We don't currently use advertising cookies. Promoted posts and ads on Lumin are shown without them.

5Third-party services and international data transfers

No third-party cookies are set on the Site. We do use the services below to run Lumin. Some of them process data outside the United Kingdom, including in the United States. Where this occurs, appropriate safeguards are in place (such as Standard Contractual Clauses or the service provider's participation in recognised data protection frameworks).

Third-party services we use include:

Google Places & Gemini (location autocomplete and AI-generated recaps). See Google's Privacy Policy
Stripe (payment processing and creator subscriptions). See Stripe's Privacy Policy
Postmark (email delivery). See Postmark's Privacy Policy
Finnhub (market data). See Finnhub's Terms of Service
Didit (identity verification). See Didit's Privacy Policy
Ecologi (environmental impact tracking). See Ecologi's Privacy Policy

When you leave Lumin to pay with Stripe or to verify your identity with Didit, those sites set their own cookies under their own policies.

6Managing your cookie preferences

You can change your advertising choice at any time through Settings > Cookie preferences in the Lumin app. Strictly necessary and functional items are always on. Signing out removes the personal items listed in section 4, and you can view or delete the rest through your browser settings. Most web browsers allow you to:

View what cookies are stored on your device
Block cookies altogether
Block cookies from specific websites
Delete cookies upon closing your browser
Set preferences for different types of cookies (e.g., third-party vs. first-party)

If you block or delete them, you will be signed out, and drafts and settings saved on that device will be lost.

For more general information on cookies and how to manage them, visit allaboutcookies.org or youronlinechoices.com/uk.

7Your rights

Under the UK GDPR, you have the right to:

Access the personal data we hold about you
Request correction of inaccurate data
Request deletion of your data
Withdraw consent at any time (without affecting the lawfulness of processing before withdrawal)
Lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk

8Changes to this Cookie Policy

We may update this Cookie Policy from time to time. We will notify users of significant changes by updating the "Last updated" date at the top of this policy and, where appropriate, provide additional notice.

9Contact us

If you have questions about our use of cookies or this policy, email us at privacy@lumin.pro.